Our Loan Process | Friendly Loans

Getting a Personal Loan Should Be Easy

If you're applying for a loan, chances are something else is already demanding your attention.

The car needs to get fixed. A bill is due. An appliance stopped working. Whatever brought you here, you don't need a complicated application making your day harder.

At Friendly Loans, we've kept our personal loan process simple from the start.

Apply in less than five minutes, get approved within about 15 minutes, and enjoy your first loan at 0% interest rate.

Apply for a Loan

How Friendly Loans Works

1. Apply Online or In Person

You don't need to block out half your day to apply for a personal loan.

Our application takes less than five minutes. Apply online or stop by our loan office and we'll be happy to help you in person.

2. Let Us Review Your Application

Once you submit your application, our loan officers get back with you in about 15 minutes.

Loan amounts are available up to $1,800, depending on your application.

3. Stop By & Get Your Cash

Once approved, come pick up your cash.

Friendly Loans funds loans in cash, so you will need to visit our physical location to complete the process. Your funds will not be deposited into a bank account or loaded onto a debit card.

Requirements

What Do I Need to Apply for a Personal Loan?

What You Need

✓ You are 18 years of age or older

Must be a legal adult in Texas.

✓ A working phone number

So we can reach you with your decision and talk through any questions.

✓ A current Texas ID or driver's license

Valid and issued by the state of Texas.

✓ Proof of income

A recent pay stub, bank statement, or other documentation showing you have income.

What You Do Not Need

✕ A checking or savings account

✕ Collateral of any kind

✕ An explanation for what the loan is for

✕ A perfect credit history

✕ Hours of paperwork

✕ To wait days for an answer

The amount you are approved to borrow will depend on your individual application. Apply in under five minutes to see what you qualify for.

See How Much You Qualify For

What Happens After You Get Your Loan?

To us, a good loan relationship comes down to good communication.

We know another unexpected expense can come along. The grocery bill doesn't disappear. Your car still needs gas. Your family still has needs of its own.

That's why we want you to talk to us if things get tight.

At Friendly Loans, we think of our customers as partners. We're interested in working with you and keeping the lines of communication open - not making you afraid to pick up the phone.

Apply Now And Get Fast Cash in Texas

You already have enough on your plate. Applying for a personal installment loan doesn't need to add more stress.

A few minutes to apply. A straightforward answer. Real people ready to help.

That's the Friendly Loans way.

Apply Now