Get Your First Loan at 0% Interest
The car needs repairs. The electric bill jumped. An appliance gave out at exactly the wrong time. Whatever happened, the expense is here now - even if the pay period isn't.
Friendly Loans has been helping Austin residents cover unexpected expenses since 1996.
Unsecured personal loans up to $1,800 - with no collateral, no checking account, and an application that takes less than five minutes.
Friendly Loans - Austin Office
7517 Cameron Rd., Suite 104
Austin, TX 78752
(877) 729-6181
Monday – Friday: 9:00 AM – 5:00 PM
Hablamos Español - Spanish assistance available
The process
How to Get a Personal Installment Loan in Austin
From your first click to walking out of our Austin office with cash, the entire process is designed to be as fast and simple as possible.
1
Apply Online Or In Person
Complete application in 5 minutes or less. You need to be 18 or older, have a working phone number, a valid Texas ID or driver's license, and proof of income.
2
Talk With Our Team
Our loan officers review your application. Decisions typically come in about 15 minutes - not days. We'll talk you through what you qualify for.
3
Pick Up Your Cash
Visit our Austin office, sign your documents with a team member, and walk out with cash in hand the same day. No bank account required.
What Austin Residents Use Consumer Loans For
Personal Installment Loans Up to $1,800
Life in Austin is expensive, and sometimes the timing is just wrong. These are some of the real situations our customers come to us with. Whatever yours is, you don't have to explain it to us.
Car
Repair
When the car breaks down and you need it for work, waiting isn't an option.
Utility
Bills
Austin summers push electric bills high. A loan can keep the lights and AC on.
Groceries & Gas
When the paycheck doesn't stretch to the end of the month, we can bridge the gap.
Rent
Gap
Coming up short this month? A personal loan can help you stay current.
Medical
Expenses
Copays, prescriptions, or an unexpected ER visit - medical costs don't wait.
Appliance
Repair
The refrigerator stopped working. The AC unit failed. Some things can't wait.
Back To
School
School supplies, uniforms, or fees - your kids shouldn't miss out over timing.
Something
Else
Whatever it is, that's your business. Friendly Loans doesn't ask what the money is for.
Why Residents Choose Our Austin, TX, Personal Loan Company
Nearly 30 years. Over 40,000 loans.
We're an Austin lender, and we've built our reputation the same way Austin builds anything worth keeping: one relationship at a time.
Serving Austin since 1996
Nearly three decades in the Austin lending community. We love serving this community.
40,000+ loans funded
More than 40,000 Texans have gotten help through Friendly Loans. That's 40,000 car repairs, rent gaps, electric bills, and emergencies handled.
You’re a neighbor
You're not an account number here. You're a neighbor with groceries to buy, a car that needs gas, and a family to take care of.
No judgment, no interrogation
We don't ask why you need the money. We just help - clearly, quickly, and respectfully.
Bilingual service - Hablamos Español
Spanish-speaking assistance is available at our Austin office from application through repayment. We're here to help in the language that's most comfortable for you.
Austin’s Person Loan Company
Open And Ready To Help
You don't need another complicated process or another reason to stress.
You need an answer.
Start your application for a personal installment loan in Austin, TX, and see how much you may qualify for.
